About Us The Credenc.com Story

Credenc.com is a new age startup at the confluence of education and finance technologies. The fintech platform helps finance meritorious and deserving students for their education expenses by underwriting their employability, rather than their parent’s societal profiles or financial means available to them.

We fundamentally believe that the most sustainable way of encouraging people to enhance their skills is by investing in their education and thereby improving their employability. Credenc.com ensures this by using a proprietary AI underwriting model that helps predict a student’s future earning potential, in turn enabling merit-based lending.

We offer loans across categories such as study abroad, study in India, up-skilling and reskilling courses along with Additional Offerings. We are also in the process of developing the entire student education ecosystem that can help students and parents with credit, accommodation expenses, savings, forex expenditures, and investments- all in one place.