Varthana Education Loan

Varthana Bank Education
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VARTHANA EDUCATION LOAN

Interest
Rate

Loan limit	Interest Rate
Upto 10 Lacs	16-17%

Loan Amount &
Security

Secured	Unsecured
-	Upto 10 Lacs

Charges &
Repayment

Processing fees	1-2.5% of loan amount
Pre payment charges	Nil after six months
Repayment period	Upto 7 Years
Moratorium period	Study period + 6 months

Eligibility
Criteria

Indian National
Admission confirmed
Must have an earning co-borrower in India

Key Benefits &
Coverage

FINANCING	Entire amount of tution fee
REPAYMENT STRUCTURE	Flexible
COURSE COVERED	courses conducted by colleges/universities approved by UGC/ AICTE/IMC/Gov Courses conducted by autonomous institutions like IIT, IIM etc. Teacher training/ Nursing courses approved by Central government or the State Government
EXPENSES COVERED	100% tuition fees 100% Living Cost and other fee

Required
Documents

	Student	Co-Borrower
KYC	Aadhaar 2 passport photo Passport(if going abroad)	Aadhaar Pan card & residence proof(elctricitybill/telephone bill/house lease agreement/bank statement)
EDUCATION	Admit letter cost of study statement X & XII mark sheet	---
INCOME	Pan card 6 months bank account statement	6 month bank account statement ITR of last 2years /form 16 Income proof(salary slip)
SECURITY	---	Assets and liabilities brief statement

Mr. Nitish Dubey

Email ID: care@credenc.com

Phone No.: 1800 121 0057

Address: Ground Floor, Building-10, Tower-A, Cyber City, DLF Phase 2, Gurugram, Haryana 122002

Registered Office :

2nd Floor, DLF Centre, Sansad Marg,
New Delhi – 110001

Corporate Office :

Ground Floor, Building-10, Tower-A, Cyber City, DLF Phase 2, Gurugram, Haryana – 122002

CIN No. - U74999DL2017PTC319926

Lender	Name	Interest Rates Offered*	Contact Details	Recovery Practices
	Capital India Finance Limited Link: https://www.capitalindia.com/	10% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)