SBI Global Ed Vantage Education Loan Scheme For Study Abroad

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GLOBAL ED ADVANTAGE

Interest
Rate

Loan limit	Interest Rate
Above 25 lacs & upto 1.5 crores	9.25-10.45%

Loan Amount &
Security

Secured	Unsecured
Above 20 lacs to 1.5 crores	-

Charges &
Repayment

Processing fees	10000
Repayment period	Upto 15 years
Moratorium period	Course of study + 6 months

Eligibility
Criteria

Indian national
Secured admission into premier institute

Key Benefits &
Coverage

Tax benefits under section 80 E
Concessions	0.50% on ROI for girl student 0.50% on ROI for students availing of SBI Rinn Raksha or any other existing life insurance policy assigned in favour SBI
Margin	Scholarship/assistantship to be included in margin Margin to be brought in on year to year basis
Course covered	Regular full time Degree/ Diploma Courses through entrance test/ selection process. Executive Management Courses like PGPX No Certificate/ Part time courses
Expenses covered	College fees, book & laptop purchase, travel expenses and any education related expenses.

Required
Documents

	Student	Co-Borrower
KYC	Aadhaar 2 passport photo	Aadhaar & Pan card residence proof
EDUCATION	Admit letter cost of study statement X & XII mark sheet	---
INCOME	Pan card 6 months bank account statement	6 month bank account statement ITR of last 2years /form 16 Income proof(salary slip)
SECURITY	---	Assets and liabilities brief statement

Mr. Nitish Dubey

Email ID: care@credenc.com

Phone No.: 1800 121 0057

Address: Ground Floor, Building-10, Tower-A, Cyber City, DLF Phase 2, Gurugram, Haryana 122002

Registered Office :

2nd Floor, DLF Centre, Sansad Marg,
New Delhi – 110001

Corporate Office :

Ground Floor, Building-10, Tower-A, Cyber City, DLF Phase 2, Gurugram, Haryana – 122002

CIN No. - U74999DL2017PTC319926

Lender	Name	Interest Rates Offered*	Contact Details	Recovery Practices
	Capital India Finance Limited Link: https://www.capitalindia.com/	10% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)