Our Lending Partners
Capital India Finance Limited
Interest Rate*: 10%-25%
Email Id: grievance@capitalindia.com
Contact No.: +91-11-4954 6000
Capital India Home Loans Limited
Interest Rate*: 10%-25%
Email Id: service@capitalindia.com
Contact No.: +91-22-4503 6078
Aditya Birla Finance Limited
Interest Rate*: 10%-25%
Nodal Grievance redressal officer: Ms. Rachana Padval
Email Id: grievance.finance@adityabirlacapital.com
Contact No.: 080-45860196
Axis Finance Limited
Interest Rate*: 10%-15%
Email Id: grievance@axisfinance.in
Contact No.: 1800 419 0094
Neev Credit Pvt. Ltd.
Interest Rate*: 10%-25%
Email Id: sumit.khanna@neevcredit.com
Contact No.: 08041692015
*Note: Interest rates offered as mentioned in the table is based on the different loan products of Credenc which may vary on case to case basis.
Recovery Practices for Our Lenders
Tele calling by In-house team of Credenc, followed by field visits from Internal teams
(as required)
Credenc offers 3 different products which covers the entire spectrum of education lending. The details of which are mentioned below:
| S. No. | Loan Product | Detail | Tenure (in months) |
|---|---|---|---|
| 1. | Short Tenure Loan | Short Tenure Loans for K12, Test preparation, upskilling & Ed-Tech courses | 3-60 |
| 2. | Domestic Education Loan | Loans for students pursuing higher education in India | 36-120 |
| 3. | Overseas Education Loan | Loans for students going abroad for higher education | 36-180 |
For any customer grievances, we have appointed a Nodal Grievance Redressal Officer as mentioned below:
Name: Mr. Nitish Dubey
Email ID: care@credenc.com
Phone No.: 1800 121 0057
In case your grievances are not resolved within 30 days from the date of complaint, then you may raise your complaint at the Sachet Portal https://sachet.rbi.org.in/.