Education Loan From UCO Bank

UCO Bank Education
Loan EMI Calculator

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Interest Rate (%)

Tenure (Yrs)

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PREMIER EDUCATIONAL LOAN SCHEME

SUPER PREMIER EDUCATIONAL LOAN SCHEME

Interest
Rate

Loan limit	Interest Rate
Upto 7.5 Lacs	10.45%
Above 7.5 Lacs	10.85%

Loan Amount &
Security

Secured	Unsecured
Above 7.5 Lac	Upto 7.5 Lacs

Charges &
Repayment

Processing fees	Nil
Pre-payment charges	Nil
Repayment period	15 Years
Moratorium period	Course period + 1 year
Repayment types	Monthly Installments after moratorium period

Eligibility
Criteria

Indian resident/citizen
Confirmed admission in the colleges before disbursement.

Key Benefits &
Coverage

Concessions	1% discount in interest is offered during the moratorium period if interest is paid regularly
Margin	Upto 4 Lacs - Nil Above 4 lacs - 5% for study in India Above 4 lacs - 15% for study in Abroad
Course covered	Indian Courses - Approved courses leading to graduate/ post graduate degree and P G diplomas conducted by recognized colleges/ universities recognized by UGC/ Govt./ AICTE/ AIBMS/ ICMR Courses Abroad - MCA, MBA, MS, etc Courses conducted by CIMA- London, CPA in USA etc
Expenses covered	College fees, hostel charge, books and education related expenses

Required
Documents

	Student	Co-Borrower
KYC	Photo ID Residence Proof 2 passport size photograph	Aadhaar Pan card 2 passport size photograph residence proof(elctricitybill/telephone bill/house lease agreement/bank statement)
EDUCATION	Admit letter College fee-breakup GRE/GMAT/TOEFL/IELTS, etc. Marksheets (If applicable) X, XII and Graduation mark sheet	---
INCOME	---	6 month bank account statement ITR/Form 16 of last 2 years Income proof( Latest 3 salary slips)
SECURITY	---	Residential Flat Residential House Non‐Agricultural Land A Fixed Deposit in ICICI Bank

Mr. Nitish Dubey

Email ID: care@credenc.com

Phone No.: 1800 121 0057

Address: Ground Floor, Building-10, Tower-A, Cyber City, DLF Phase 2, Gurugram, Haryana 122002

Registered Office :

2nd Floor, DLF Centre, Sansad Marg,
New Delhi – 110001

Corporate Office :

Ground Floor, Building-10, Tower-A, Cyber City, DLF Phase 2, Gurugram, Haryana – 122002

CIN No. - U74999DL2017PTC319926

Lender	Name	Interest Rates Offered*	Contact Details	Recovery Practices
	Capital India Finance Limited Link: https://www.capitalindia.com/	10% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)