UCO Education Loan For Premier Institutes In India & Abroad

UCO Bank Education
Loan EMI Calculator

Loan Amount (₹)

Interest Rate (%)

Tenure (Yrs)

EMI (₹) - 0

Apply Now Find My Rate

PREMIER EDUCATIONAL LOAN SCHEME

SUPER PREMIER EDUCATIONAL LOAN SCHEME

Interest
Rate

Loan limit	Interest Rate
Upto 30 Lacs	9.60% - 10.85%

Loan Amount &
Security

Secured	Unsecured
20 to 30 Lacs (List A)	20 Lacs (List A)
15-20 Lacs (List B)	15 Lacs (List B)
10 - 15 Lacs (List C)	10 Lacs (List C)
Above 15 Lacs(Abroad)	Upto 15 Lacs(Abroad)

Charges &
Repayment

Processing fees	Nil
Pre-payment charges	Nil
Repayment period	Upto 15 Years
Moratorium period	Course period + 1 year
Repayment types	Monthly Installments after moratorium period

Eligibility
Criteria

Indian resident/citizen
Confirmed admission in the colleges before disbursement.
Age Limit:38 years for General Candidates
Age Limit:40 years for SC/ST Candidates

Key Benefits &
Coverage

Margin	Upto 4 Lacs - Nil Above 4 lacs - 5% of total fee
Course covered	Indian Courses - Regular full-time Degree/ Diploma courses and Part-time courses offered by Institutes eligible under the scheme, admission in which is obtained through an Entrance Test/Selection Process/ Percentage of marks as prescribed by the Institute would be allowed.
Expenses covered	College fees, hostel charge, books and education related expenses

Required
Documents

	Student	Co-Borrower
KYC	Photo ID Residence Proof 2 passport size photograph	Aadhaar Pan card 2 passport size photograph residence proof(elctricitybill/telephone bill/house lease agreement/bank statement)
EDUCATION	Admit letter College fee-breakup GRE/GMAT/TOEFL/IELTS, etc. Marksheets (If applicable) X, XII and Graduation mark sheet	---
INCOME	---	6 month bank account statement ITR/Form 16 of last 2 years Income proof( Latest 3 salary slips)
SECURITY	---	Residential Flat Residential House Non‐Agricultural Land A Fixed Deposit in ICICI Bank

Mr. Nitish Dubey

Email ID: care@credenc.com

Phone No.: 1800 121 0057

Address: Ground Floor, Building-10, Tower-A, Cyber City, DLF Phase 2, Gurugram, Haryana 122002

Registered Office :

2nd Floor, DLF Centre, Sansad Marg,
New Delhi – 110001

Corporate Office :

Ground Floor, Building-10, Tower-A, Cyber City, DLF Phase 2, Gurugram, Haryana – 122002

CIN No. - U74999DL2017PTC319926

Lender	Name	Interest Rates Offered*	Contact Details	Recovery Practices
	Capital India Finance Limited Link: https://www.capitalindia.com/	10% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)
	Capital India Home Loans Limited	15% to 25%	Tele calling by In-house team, followed by field visits from Internal teams (as required)