Education Loans

O. P. Jindal Global University has tied up with Credenc to help students avail education loan easily from a number of banks and NBFCs. The student loans are offered for O. P. Jindal Global University based on the credit history of the co-applicant and academic performance of the applicant.


- Are easily available for a number of courses

- Are available at low interest rates with repayment period ranging from 5 to 15 years

- Education, living and other expenses are covered

- Moratorium period ranges from 6 months to a year

- Have Income Tax Benefits


Education Loan EMI Calculator


Break-up of total payment

Total Interest
Principle Loan Amount

Education Loan Cost Calculator

Education Loan Eligiblity Calculator

Loan Amount

Co-Borrower Salary (Monthly Income)

Co-Borrower monthly obligations
Existing Loan EMIs, If Any

Your Eligibility Loan Amount


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Credenc is a tech enabled platform committed to making education loans more accessible, affordable and transparent. It provides personalized rate of interest with the best terms and fastest response time.

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Document Checklist

Borrower Documents

Co-Borrower Documents


O. P. Jindal Global University offers need-based financial aid to all students who wish to avail this benefit. The education loan is sanctioned on the basis of the financial standing of the applicant. It is not based on scholastic merit, sports qualifications or any non-financial factors.

Yes, a co-applicant is required for an education loan for all the courses. A co-borrower can be either of the applicant's parents or spouse, father-in-law, mother-in-law (in case the applicant is married).

The borrower is given a moratorium/holiday period after he completes his course in which he can find a job for himself. Once the borrower starts working or the holiday period is over (whichever is earlier) he needs to start repaying the loan.

The Credit Bureau of India Limited (CIBIL) maintains a credit history which records a person's repayment of past loans and credit card bills . It is important to have a good credit score with CIBIL if a person wishes to avail a loan in a hassle-free manner.